Medigap insurance plan is otherwise called as Medicare supplement plan. Medicare Medigap insurance plan in Rhode Island is a private insurance plan which is produced to add Medicare benefits in paying some co-payments, deductibles and other costs which Medicare do not compensate. One should understand Medicare before understanding the Medigap plan.
These Medigap plans in Rhode Island are produced to fulfill the gaps remained by the Medicare for the outpatient and hospitalization procedures. Like a lock and key system, these Medicare supplement plans correctly fit into the Medicare left gaps. There are 10 general Medigap plans in Rhode Island.
Medigap plans are provided by the private insurance organizations. These plans cover the fee which the Original Medicare does not cover. If an individual is having a Medicare supplement policy along with the Original Medicare policy, both the policies will provide its share of health care expenses.
When an individual is about 65 years old and registered in the Part B of Medicare insurance, then that individual will get a time period of 6 months to register in the Medigap plan. If he/she registers within that time period, the insurance company will not refuse to cover.