The citizens of Rhode Island have various opportunities in purchasing health insurance plans in Rhode Island. Each carrier will provide distinct benefits and needs the candidates to provide an application. Some policies provide lower Co payments and prescription drug expenses, while some other policies lower level of monthly premiums and higher deductibles.
Steps in purchasing health insurance plans in Rhode Island
Commissioner’s health insurance office of Rhode Island takes the responsibility for controlling health insurance plans which are being sold in the Rhode Island state. The Commissioner’s health insurance office will have licensed insurance companies list to sell insurance plans in Rhode Island. These state insurers are permitted to reject the insurance coverage application which depends on the health status. If there is any difficulty in finding out a solution for a dispute, then a complaint can be filed with the commissioner’s health insurance office.
An individual is eligible for guaranteed issue plan if he/she has continuous medical coverage with nil gap. In such case, the insurers will provide an opportunity of two individual schemes, without considering the health status.